Utah No-Fault (PIP) Insurance Covers Medical Bills – Liberty Law

Personal Injury Protection (PIP), is part of every car insurance policy in Utah. Under Utah law, every insurance policy must cover up to $3,000.00 in injury costs from a car accident. These injury costs generally include your medical bills, such as hospital care, chiropractic care, massage therapy, acupuncture and doctor’s visits. PIP must also pay for lost wages when you cannot work after an accident, and for help with household tasks. These amounts are in addition to the $3,000.00 already paid for your medical bills.

PIP is often referred to as “no fault” coverage. Regardless of who is at fault in an accident, your insurance must pay for your PIP expenses—even if you caused the accident. PIP also covers the medical expenses of passengers who were in the vehicle at the time of the accident, up to $3,000.00 per person.

Your car insurance will not pay any medical bills until you open an insurance claim and fill out the PIP application and HIPAA medical release. You will also need to submit additional weekly paperwork to get reimbursed for household services and lost wages. Keep in mind, with the rising cost of medical treatment, your medical bills can quickly go over the $3,000 PIP limits that your insurance company will pay.

If you’ve been involved in an auto accident in Utah, we’ll handle the PIP claim for you, free of charge, and work to recover the full amount for your medical bills. Call the attorneys at Utah Liberty Law for a free consultation: 801-264-6666.